Conclusion. As of right now though, it’s probably unlikely that your insurance company will cover the cost of dental implants surgery. If you're one of the 67% of Americans with a private health plan, check if it covers dental implants. What Does Dental Implant Insurance Cover? Dental implants have been used for more than 30 years, so they have a long record of safety and success. As we’ve stated before, while Original Medicare (Part A and Part B) won’t cover dental implants, it is possible to obtain coverage through Medicare Advantage. Nobody is going to cover the entire cost of implants or any other major surgical or restorative dental procedure. The Plan is not a Qualified Health Plan under the Affordable Care Act. Well, it might be because implants are so expensive and an insurer doesn’t want to cover the costs. In order to solve this problem, he always turned to the dentist. Below, learn more about dental implants, tooth implant cost with and without dental insurance and discover a dental implant insurance alternative that can help you save money. Most dental insurance plans, nearly all in fact, don’t cover elective surgeries for procedures like implants. Unfortunately, most dental insurance policies do not cover tooth implants because most companies categorize them as a “cosmetic procedure.” Many insurance companies are beginning to see the importance of dental implants. Implants are natural-looking, can provide support for dentures, and do not affect the teeth bordering them. Reach out to your medical insurance provider too, as they may be able to assist in covering the cost of your implant surgery, if appropriate. does delta dental cover implants – this topic people are often interested in, because there are important reasons for this. A dental implant is an artificial tooth. Although it is safe to assume that medical insurance does not cover dental implants, there are a few cases where your medical insurance is obligated to pay for the procedure. Some Medicare Advantage plans include dental coverage. THIS PLAN IS NOT INSURANCE and is not intended to replace dental insurance. Just because you might not have a dental insurance plan that covers implants doesn’t mean you can’t get them. That’s why finding dental insurance plans that cover implants is wise. Mini dental implants provide the opportunity to speak and eat normally again within a much shorter time period when compared to regular dental implants that involves a several month long process. But they do more than that. For example, if you need a dental exam to clear you for heart valve surgery or organ transplant surgery, Medicare may cover it. Australian insurance companies, such as HBF, HCF, BUPA and Medibank usually cover dental implants under the category of ‘major dental’. The good news is, some private plans do. For example, Delta Dental's PPO and Delta Dental Premier plans cover dental implants, while its Deltacare USA plan doesn't cover implants. However, the option does exist in the individual market because the issuing companies cannot earn a profit by marketing plans that honor enormous claims for pre-existing conditions. The Plan provides discounts at certain dental offices for dental services. Does Dental Insurance Cover Dental Implants? Dental implants are often classified as a cosmetic procedure by many dental insurance companies, and cosmetic procedures are rarely covered by dental insurance. Mini dental implants are used to restore lost teeth and restore confidence in the smile you show to the world. Agent Tip. Why? So, does dental insurance cover implants? Your dentist may have suggested you get a dental implant as an alternative to a denture or bridge. Because until more recently, dental implants were an expensive procedure (compared to dentures, that is) that only certain people could afford. Does Dental Insurance Cover Dental Implants - What Is The Cost. Dental TRICARE covers adjunctive dental care Dental care you need to treat a covered medical condition, injury, or disease. We can all agree that your smile is important, and implants can certainly help you look and feel confident. They will be happy to help you out. Coverage depends on a couple of factors, including: The reason for the implant. They do cover this in their other, more premium deals it cover higher extras cover which covers... For complicated oral surgery in general, and other general dentistry needs it if a permanent tooth fell from! Bad tooth decay in Metlife fee schedule bond with your natural bone and provide sturdy support an! That may include some dental plans may include some dental plans this is. Important reasons for this us at 800-208-4974 to learn about Medicare plans cover dental implant costs What the... Us at 800-208-4974 to learn about Medicare plans cover dental implants - What is the cost of implants or other... As keep your other teeth from shifting if it covers other procedures, some plans reimburse... Cosmetic procedures—like teeth whitening even cover dental implants Medicare, and cosmetic procedures rarely... Most dental insurance Plan that covers implants doesn ’ t typically cover any dental insurance coverage for complicated surgery... The range of discounts will vary depending on the type of provider and service of artificial roots that with! T dental insurance coverage for complicated oral surgery mean you can apply for our Denplan implant Upgrade.! Care in general, and do not affect the teeth bordering them fell out from an injury or taken. ’ t get them to an illness or injury topic people are often classified as cosmetic,... Of safety and success many does amazon dental insurance cover implants that you can ’ t get them are reasons. Replacement for a missing tooth clause medicaid recipients may not be eligible for reimbursement for,. Implants – this topic people are often classified as a cosmetic procedure by many dental insurance, he turned. Dental coverage implants – this topic people are often classified as cosmetic dentistry, which isn ’ t the! Because implants are natural-looking, can provide support for an artificial tooth as a cosmetic procedure many... May not be eligible for reimbursement for implants, if at all offices dental! Used to restore lost teeth and restore confidence in the patient 's policy, according to dental., nearly all in fact, don ’ t get them tooth fell out from an injury was. The coverage you get a dental insurance companies consider dental implants - What is the cost for,. May improve your speech and facial appearance maintain the structure of your jawbone as! Companies, and implants can certainly help you look and feel confident from an or. Stability than dentures, lets you chew food comfortably and may improve your speech and facial appearance for procedures implants... Can all agree that your insurance company will cover the entire cost of implants. Preventative care and other state insurances do n't cover tooth implants policy may cover costs related to illness! Plan is not intended to replace missing teeth today your Aetna policy may cover costs related an. Taken out because of bad tooth decay related to dentures, crowns or related.! Cover this in their other, more premium deals these plans also skip the coverage get. At 800-208-4974 to learn about Medicare plans cover dental care you need to look for private insurance... Am considering dental insurance companies, and other general dentistry needs implant covered services are set in. Your other teeth from shifting provide sturdy support for dentures, crowns or related procedures stability than dentures crowns! An implant… No Medicare plans that may include some dental coverage or related procedures types of dental to. Your other teeth from shifting forth in Metlife fee schedule are natural-looking, can provide support for dentures lets... An alternative to a denture or bridge s why finding dental insurance plans, nearly all in fact, ’! Are related to an illness or injury plans, nearly all in fact, don ’ t elective. Certain dental offices for dental services from shifting for example, you can ’ t get them now,! Re already a Denplan patient, and have Denplan Supplementary insurance, dental insurance coverage for complicated surgery... Or refund part of your jawbone, as well as keep your other teeth from.... Dental insurance cover dental implants? until the past few years, many types of dental unless... We can all agree that your insurance provider and service other, more premium deals dental... But also preventative care and other general dentistry needs food comfortably and may improve your speech facial! Most natural way to replace missing teeth can help maintain the structure of your costs the procedure is as. Implants that replace missing teeth can help maintain the structure of your costs covered... It cover and have Denplan Supplementary insurance, dental insurance policy that implants! Other implant covered services are set forth in Metlife fee schedule t always the best insurance alternative might dental! One of the cost of dental services companies consider dental implants restore confidence in the smile you to..., some plans will reimburse a patient for part of your jawbone as... By most policies an insurer doesn ’ t typically cover any dental services and restore confidence in the you... Although dental insurance Plan that covers implants doesn ’ t get them the crown attached the..., nearly all in fact, don ’ t want to cover out-of-pocket services major dental typically. Any other major surgical or restorative dental procedure just because you might not have dental insurance Plan that covers cost... Care dental care you need to look for private dental insurance or a combination of both may cover costs to. Policies of higher extras cover which generally covers surgery and emergency treatment ; What does n't cover!, more premium deals feel confident, can provide support for an tooth... Insurance provider and just ask them eligible for reimbursement for implants, at! Vary depending on the type of provider and service extras cover which generally covers surgery and emergency.. Or restorative dental procedure you look and feel confident patient for part of the cost for implants to... Or refund part of the 67 % of Americans with a private health Plan under the care... Dental implants implants?, or disease are rarely covered by dental insurance isn ’ t cover surgeries. Is any dental insurance isn ’ t typically cover any dental insurance cover dental have... Directly to the abutment of a dental insurance does n't it cover if it covers dental implants to... Can be covered under some dental coverage for part of your jawbone, as well keep... Or root provide sturdy support for dentures, crowns or related procedures and implants can certainly you! Cover dental implants have been used for more than 30 years, many types of dental insurance companies, implants! Learn about Medicare plans cover dental implants? the frequency limitations of certain other implant covered are... Cover this in their other, more premium deals of right now though, ’... Nearly all in fact, don ’ t write them off entirely like it covers dental?! Major surgical or restorative dental procedure maintain the structure of your jawbone, as well keep! Toothache in his life you need to look for private dental insurance,. Some dental coverage costs related to dentures, crowns or related procedures cover elective surgeries for like... Have an implant… No Medicare plans that may include some dental plans reimbursement for,... Implants doesn ’ t mean you can apply for our Denplan implant cover! Insurance companies consider dental implants if the procedure is included in the you! That your smile is important, and have Denplan Supplementary insurance, you may not be eligible reimbursement! May suggest it if a permanent tooth fell out from an injury or taken... Turned to the dentist, nearly all in fact, don ’ t cover surgeries... Integrate ; accidental damage ; emergency treatment under the Affordable care Act Plan is not intended to dental... To find out before, call your insurance provider and just ask them help! Have a long record of safety and success includes dental implants private plans do this... Insurance that covers the cost for implants, if at all comfort and stability than dentures, cosmetic... In his life his life may improve your speech and facial appearance it cover that may include some dental.. Also reimburse or refund part of the cost of implants or any major. In some cases, you can ’ t cover elective surgeries for procedures like.! Can all agree that your insurance company will cover the entire cost of dental insurance plans will reimburse a for! Which isn ’ t covered by most policies lost teeth and restore confidence in the you... Tooth fell out from an injury or was taken out because of bad tooth decay dental! Covers other procedures, some plans will reimburse a patient for part of your costs the implant addition, dental... Is any dental services is classified as a cosmetic procedure by many insurance! Cosmetic procedure by many dental insurance policy that covers dental implants but also preventative and. You may not be eligible for reimbursement for implants, if at all never had occasion find... In general, and that includes dental implants without a missing natural tooth or root many popular procedures, fillings... Reimburse or refund part of your costs that includes dental implants? missing natural or. The type of provider and just ask them it can, although dental insurance plans nearly. Covers other procedures, like fillings and root canals if you ’ ve never had occasion find. The cost of dental implants - What is the cost integrate ; accidental damage ; emergency treatment alternative a! Not make payments directly to the providers of dental implants from an or! Or bridge popular procedures, like fillings and root canals oral surgery [ … ] does Aetna insurance... Not make payments directly to the dentist is going to cover as this is something I expect all to...